Retail banking, also known as customer banking, is the typical consumer banking in which a consumer use local branches of large commercial banks. Services offered in Retail banking includes savings and checking the bank accounts, mortgages, personal loans, debit/credit cards.  

Features of the Software

• Service Oriented Architecture (SOA)
• Component Based Solution
• Integration of various components using SOA layer
• Technology Stack – C#, ASP.NET, MS framework 4.0, SQL Server 2008

• Lending Origination Solution

• Case Management
• Checklists
• Underwriting
• Workflow / Document Management
• Offer Management
• Wizard Processes

• Savings Solution

• Integrated Solution with Origination, Application Processing and Online Account Management
• Open accounts in real-time with automated workflow processing applications
• Underwriting
• Rapidly defined rule-policies to validate applications
• Integrate with e-id and fraud providers using range of proven interfaces gateways

• Servicing Solutions

• A/C Structure w/sub accounts
• Processes & Wizards
• Fees management/Interest calculations
• Rapidly defined rule-policies to validate applications
• DD/Repayment/Bank rec’s
• Arrears/Securitization/Accounting